# Utility Umbrella

> Utility Umbrella is a UK business utility broker that provides cloud phone systems, card payments, point-of-sale, business broadband, business energy, AI voice agents, and managed websites — all under one provider, on one monthly bill. Serving thousands of UK businesses with transparent pricing and dedicated UK support.

## Services

- [Cloud Phone System](https://utilityumbrella.com/services/cloud-phone): Business VoIP — calls, routing, voicemail-to-email, number porting, mobile and desktop apps.
- [Card Payments](https://utilityumbrella.com/services/card-payments): Merchant services from 0.30% — PDQ terminals, online payments, virtual terminal, next-day settlement.
- [Point of Sale](https://utilityumbrella.com/services/pos-system): EPOS for retail and hospitality — order management, stock control, sales reporting, integrated card payments.
- [Business Broadband](https://utilityumbrella.com/services/broadband): SLA-backed fibre from 110 Mbps — static IP, priority fault resolution, 99.9% uptime guarantee.
- [Business Energy](https://utilityumbrella.com/services/energy): Fixed-rate gas and electricity from Ofgem-licensed suppliers — we compare the market and handle the switch.
- [AI Voice Agent](https://utilityumbrella.com/services/ai-agent): 24/7 AI agent that answers calls, books appointments, and handles common enquiries in a natural voice.
- [Business Website](https://utilityumbrella.com/services/websites): Fully managed, SEO-ready websites — design, build, hosting, and ongoing updates included.

## Bundles & Pricing

- [Service Bundles](https://utilityumbrella.com/bundles): Pre-packaged combinations of services (phone + broadband, retail core, complete digital) with transparent monthly pricing.

## Sign Up

- [Business Sign Up](https://utilityumbrella.com/signup/business): Onboard a new business account — get a quote and switch in 24–48 hours.
- [Residential Sign Up](https://utilityumbrella.com/signup/residential): Home broadband, energy, and phone services for residential customers.
- [Customer Portal](https://utilityumbrella.com/portal): Existing customers can log in to manage services, view invoices, and raise support tickets.

## Partner Programme

- [Partner Overview](https://utilityumbrella.com/partners): Become an authorised reseller and earn commission on referred business customers.
- [Join as a Partner](https://utilityumbrella.com/partners/join): Application form and programme details for prospective partners.
- [White-Label Solutions](https://utilityumbrella.com/partners/white-label): Full white-label platform — resell Utility Umbrella services under your own brand.

## Residential Services

- [Home Services](https://utilityumbrella.com/residentials): Broadband, energy, and phone services for residential and home-office customers.

## Company

- [About Utility Umbrella](https://utilityumbrella.com/about): Who we are, our mission, and our UK-based team.
- [Contact Us](https://utilityumbrella.com/contact): Get in touch — email help@utilityumbrella.com or request a callback.
- [Locations](https://utilityumbrella.com/locations): UK regions and service areas we cover.
- [Guides](https://utilityumbrella.com/guides): Practical guides on switching utilities, reducing business costs, and choosing the right services.

## Legal

- [Privacy Policy](https://utilityumbrella.com/privacy): How we collect, use, and protect your data under UK GDPR.
- [Terms and Conditions](https://utilityumbrella.com/terms): Full terms of service for business and residential customers.
- [Fair Usage Policy](https://utilityumbrella.com/fair-usage): Acceptable use rules for broadband, phone, and hosted services.

## Optional

- [Sitemap](https://utilityumbrella.com/sitemap.xml): Full XML sitemap of all public pages.